Hurricane season may officially run from June through November, but in Florida, preparation should happen long before the first storm forms. One of the most misunderstood parts of a homeowner’s insurance policy is the windstorm or hurricane deductible. Many homeowners do not realize how these deductibles work until they file a claim and discover their […]

The recent Lake County, Florida rain event in late October, 2025 wasn’t a typical Florida afternoon storm. Many areas took on more than a foot of rain in a matter of hours. Certain road sections collapsed. Culvert systems failed. Several neighborhoods saw water rise faster than residents could move their cars.Events like this prove a […]

What Every Florida Homeowner Should Know When a hurricane hits or a sudden storm tears through your neighborhood, the last thing you want to discover is that your insurance payout won’t cover the full cost to rebuild. The difference between replacement cost and actual cash value could mean thousands of dollars out of pocket for […]