Did you know that we offer mobile home insurance in the State of Florida?
Yes! Many insurance agencies don’t offer insurance on mobile homes so it can be difficult to find coverage. Our Mt. Dora insurance agency offers competitive rates on mobile home insurance.
What Does Mobile Home Insurance Typically Cover?
When selecting a carrier, we recommend checking that the policy covers both the structure of your mobile home (dwelling coverage) as well as your belongings inside the home (personal property). Other coverage we recommend is liability protection and reimbursement for additional living expenses.
Liability protection will protect you in the event someone is injured on your property. If somebody is injured from tripping on your carpet, or slips on your front steps, your liability protection will pay for their medical expenses so you personally don’t have to. Medical bills can be thousands of dollars. Having liability protection on your insurance policy is essential to protecting you financially.
Florida is home to hurricanes and strong thunderstorms. What if your mobile home becomes uninhabitable due to a covered weather event? Having coverage for additional living expenses as part of your policy can save you in this scenario.
What are Some Tips When Choosing a Mobile Home Insurance Policy?
Give our Mt. Dora insurance agency a call and request a free quote. When we talk, we can also discuss the following options:
Options and discounts – check for state-specific coverage options and discounts. There are discounts available in the State of Florida, it’s worth checking on.
Bundling – check for bundling options for additional savings. Consider bundling with auto or life insurance.
Reviews – be sure and read customer reviews and claim satisfaction ratings. How many 1-star reviews does the carrier have?
Customer service – can you talk with a live person? Is it easy to get in touch with somebody?
Claim process – what is the claim process like? Are you assigned an adjuster right away?
When selecting a mobile home insurance policy be sure you understand what the policy does not cover. Usually, a policy on a mobile home does not cover flood damage, earthquakes, maintenance issues (wear and tear), damage during transport if the mobile home is being moved and pest infestations.
Our team at Beucher Insurance Agency in Lake County, Florida invites you to call us for a free mobile home insurance quote.
Our agents are happy to review our coverage with you and compare to others. We have helped residents in Mt. Dora, Eustis, Tavares, Umatilla, Fruitland Park, Leesburg and throughout the State of Florida with mobile home insurance coverage.
In addition to insuring mobile homes, we also offer a host of other insurance products including auto insurance, boat insurance, RV insurance, motorcycle insurance, and homeowners insurance. Clients looking for additional coverage beyond a standard auto policy or homeowners policy we recommend an umbrella insurance policy.
Clients who have a high net worth we highly recommend they consider an umbrella policy as well. Having this type of policy will protect you beyond the limits of your standard coverages. When your auto policy maxes out on coverage, the umbrella policy will kick in to provide financial protection.
Curious to learn more? Give us a call at 352-357-1994. We would be happy to talk with you.