Homeowners insurance can be affordable despite what you might hear. In Florida, it is not required by law to have homeowners’ insurance. However, it is vitally important to obtain a homeowners insurance policy for your home. In fact, the majority of mortgage lenders will require you to purchase insurance as part of the terms for your loan. Plus, a homeowners insurance policy protects your biggest investment, your home.
What is homeowners’ insurance and what does it cover?
Homeowners insurance is insurance that covers losses and damages if your property is damaged due to incidents such as theft or a fire. It also covers liability coverage if there is an accident in your home or on your property.
A homeowners insurance policy typically covers four different areas:
1) The physical structure of your home including both the interior and exterior
2) The contents of your home including your personal belongings
3) Liability protection – For example, if someone is injured while on your property or if you damage someone else’s property
4) Additional expenses that may occur if you need to re-locate if your home is uninhabitable due to a covered loss such as a fire
The Beucher Insurance Agency offers homeowners insurance. If you are a homeowner in Mt. Dora, Tavares, Eustis, Sorrento, Umatilla, Ocala, and Orlando, we can help you! We can also write policies throughout the entire state of Florida. Please call us at 352-357-1994 to see how we can assist you.
Who has the best house insurance?
Our customers tell us that we offer the best house insurance coverage for residents in the state of Florida. Our insurance representatives care and will take time to explain all of the facets involved in home insurance. This includes what a home insurance policy covers as well as options that can be added. They will discuss the various coverages and deductible amounts to find the perfect policy for you and your home. To get started, please call us at 352-357-1994.
How do I get the best homeowners insurance rate?
If you’d like to save money on your homeowner insurance, consider bundling your coverage. We offer car, boat, and ATV insurance too. For example, you can increase your savings by purchasing both home and auto insurance from our agency. Raising your deductible will result in a lower premium. Having a good credit rating can also help lower your homeowner’s insurance rate. These are just a few examples of how to get the best rates. Give us a call at 352-357-1994 to speak to one of our insurance agents to learn more.
What is the average cost of homeowners insurance in the state of Florida?
Currently, the average cost of homeowners insurance is around $2,625 a year which is around $219 a month. Of course, coverage price will vary depending on your home location, value of your home, what type of coverage you choose, what deductible level you are comfortable with, and if you want to add additional coverage such as flood coverage. Please call us at 352-357-1994 so that our insurance agents can give you a homeowners insurance quote.
Rely on the Beucher Insurance Agency for all of your homeowner’s insurance needs. We are here to get you the best rates and best coverage for your.
Contact us today at 352-357-1994.